Regular Certificates.

First Federal's certificates of deposit offer a variety of benefits and flexible terms to individuals that are looking for a secure investment. Benefits include a low minimum balance of $500, flexible maturity dates from 90 days to 5 years, and a fixed interest rate for the term of the certificate. On terms greater than one year, you can customize your certificate to fit your financial needs by choosing how you would like to receive your interest payments and when you would like your certificate to mature. Interest payments are available by check or transfer to a First Federal checking account each month or quarter or by compounding quarterly on to the certificate.

As with all First Federal's savings plans, all certificates of deposit are FDIC insured to $100,000.

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Since First Federal Savings Bank of Virginia is a small bank, dedicated to serving the needs of our local communities, deposit accounts and loan applications are accepted only from residents of the communities served by our branch offices and their surroundings.